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Find out about retirement ages and pension systems in different EU countries: Caroline from France worked in Denmark for 15 years, then went back to France towards the end of her career.

When she turned 60, she applied for her pension, as is usual in France, but only got a very low one.

Pension authorities in each EU country you've worked in will look at the contributions you've paid into their system, how much you've paid in other countries, and for how long you've worked in different countries.Each pension authority will calculate the part of the pension it should pay taking into account periods completed in all EU countries.Each country's decision on your claim will be explained in a special note, the P1 form, you will receive.Rosa worked 20 years in France and 10 years in Spain.Both countries apply a minimum period of 15 years of work in order to have the right to a pension.

Each country will calculate Rosa's pension: The French authority will make a double calculation: Rosa is entitled to the higher amount — 1 000 euros a month.In some EU countries, you must have worked for a minimum period of time to be entitled to a pension.In such cases, the pension authority has to take into account all the periods you've worked in other EU countries, as if you'd been working in that country all along, to assess whether you're entitled to a pension ( principle of aggregation of periods).If you've never worked in the country where you're living, your host country will forward your claim to the one you last worked in.That country is then responsible for processing your claim and bringing together records of your contributions from all the countries you worked in.At 60, Caroline is only entitled to the French part of her pension.