For the most part, though, it's just a waste of everyone's time.
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Unsecured credit cards for people with bad credit tend to have low spending limits, after all.
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This app will also need to be discreet for the users, as they are cheating on their spouses (or just single people getting down and dirty and want it under wraps).
In some cases it lead to a good thing, like with Anthony Weiner, for example; no one needs that guy in public office.
Instead, just head over to the bathroom, pull an article of clothing up or down, and take a snap.